AML risk assessments your admin team can process and action
A secure questionnaire goes to the client. Their answers feed the assessment. Your team reviews, rates and records it, with the evidence trail kept for you.
14 day free trial. No credit card. AML tools are on paid plans.
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What an AML risk assessment actually looks like
An AML risk assessment for an Australian accounting firm records a risk rating for each client, who determined it, the settings it was decided against, and when the next review falls due. In Seamlss that lives in one register, so your team works down a list instead of digging through folders.
Up and running in three steps
Record your settings once
Your AMLCO, sign off rules, designated services and review cycles, matched to your AML program.
Assess from any client record
Run the assessment where the client already lives, alongside identity checks and the engagement letter.
Let the record build
Every determination, sign off and review lands on the client record as it happens.
The closed loop
The client does their part from one secure link
Send a secure questionnaire from the client’s record. Their answers come back into the assessment, ready for your team to review and action. No email attachments, no chasing, no rekeying. And when something needs a human, the right person is notified:
- Flag raised, ready to complete, review due
- Sent to your AMLCO, account manager or partners
- One click from the notification to the record
See how firms use Client Smart Links for the rest of onboarding.
The four things a defensible assessment needs
A rating that means something
Low, Medium or High, decided against your firm’s own risk settings, not a generic default.
A named decision maker
Every determination records who made it and when. High ratings can require your AMLCO’s sign off.
An evidence trail that keeps itself
The rating, the settings behind it and every change, recorded as you work rather than reconstructed later.
Reviews that surface themselves
Set review cycles per rating and get notified when one falls due, instead of a spreadsheet someone has to remember to check.
The rating is your firm’s determination
Seamlss does not decide for you, and software that claims to should worry you. Your firm applies its own program; Seamlss records the determination and keeps the evidence.
Start your free trialWhat firms say
“We use this software for client onboarding as a firm with 900+ clients - it saves a lot of time”
Daniel Heness · Google review
“Also appreciate the updates to software for changes in regulation that inevitably occur such as Agent Linking, changes in ID verification etc.”
Lemonade Beach · Google review
Questions firms ask
AML checks, inside onboarding rather than bolted on
Seamlss is an AML risk assessment tool built into onboarding for accountants and bookkeepers: identity verification, screening and record keeping happen as the client comes on board. Try the platform free for 14 days; AML tools are available on paid plans.
Start your free trialMore on AML for firms: what onboarding looks like under Tranche 2 and what customer due diligence actually requires, and the risk assessment setup guide.
General information about how firms approach client risk assessment, not legal or compliance advice. Your AML program and every rating under it are your firm’s own determinations.